The Blog

It is the year of the “great reveal” for Canadian investors.  Long have consumer advocacy groups been pushing the investment industry to pull down its pants, and the time has finally come where CRM2 (Client Relationship Model version 2) is fully implemented and live.   CRM2 is essentially the industry’s fashionable acronym for complete and total “fee disclosure“. In essence, …

We are often asked the question “Why would I buy life insurance or disability insurance when I have it through work?”  It’s a great question, and not particularly easy to answer as there is never one size that fits all when it comes to individual insurance requirements. In this economy many employers seem to be cutting costs.  One of the …

We’ve all been there.   You’re almost done signing those mortgage documents for a new house, refinance or renewal and your mortgage broker slips you one more populated document. Exhausted from the entire process, it’s easy to skip the fine print and just “sign” by the dotted line.  It’s the document that will protect the you (and the lender) should …

2016 has been quite the year so far.  The economy has slowed down considerably, the political landscape in this country is shaky at best; and many people have unfortunately been laid off from their jobs.  While there are small signs of a recovery in the oil patch, there are still signs that the economy will continue to struggle for the …

Budget 2016 saw some significant changes by the Liberal Government that has a large impact on many segments of the Canadian population.  Below are some highlights and ‘lowlights’ (is that even a word?) about the budget.  Your Trusted Saskatoon Financial Planner can help you navigate the ever-changing world of investing and taxation.  Contact me for your free, complimentary review!   …

Are you looking at life insurance for the first time? From new families, new home owners, to business owners, life insurance can be one of the single most important products you can buy to protect yourself.    You’re probably asking yourself, “how much do I need?”   “What kind of policy is best?” and “Which company should I buy from?” …

Although you don’t need to file your taxes until spring, there are some tax tips to help get you ready for the end of the year… Read more

Designating a charity as a beneficiary on a life insurance policy is a popular strategy for a philanthropic taxpayer who… Read more

In the last few weeks, investors have experienced some of the most volatile trading in the last 5 years… Read more

You’ve found your dream house, put in an offer and – ACCEPTED! Now comes the excitement (and exhaustion) of… Read more

By Curtis Haigh – Financial Advisor – February 11th 2015 – There has been a lot of buzz in the financial services industry over the last year or so about a new level of transparency for advisors, fund companies, and investment dealers.  The buzz surrounds a new level of transparency known as the “Client Relationship Model, Phase 2 – or …

RRSP Season is here, as financial advisors prepare for another busy season, I wanted to give YOU some important information on RRSP’s, limits; and deadlines to help prepare you to make your investment decisions a bit easier.  The RRSP deadline for tax year 2014 is March 2nd 2015.  If you are looking to reduce your income tax payable (subject to …

While business owners may include a buy-sell provision in their shareholder agreement, many small business owners do not know what a buy-sell agreement is, and how simple it can be to set up. Buy-Sell insurance provides funds for buying out the ownership interest of a partner when he or she dies or becomes disabled. With an unexpected death of a …