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Understanding Market Volatility

Curtis HaighBlog

Market volatility can be a challenging and stressful time for investors; and understanding market volatility can be confusing.  The stock market can experience sudden and unexpected fluctuations, which can cause fear and uncertainty among investors. However, there are several strategies that investors can use to manage market volatility and protect their portfolios. One strategy is to diversify your portfolio. Diversification …

Family Trusts and Estate Planning

Curtis HaighBlog

Family Trusts can be a powerful tool for estate planning, tax planning, asset protection; and wealth transfer. A family trust is a legal entity that holds assets for the benefit of a specific group of individuals, known as beneficiaries. The assets in the trust are managed by a trustee, who is responsible for making decisions about the assets and distributing …

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Household debt in Canada, brace for reckoning

Curtis HaighBlog

Household debt in Canada has reached a ballooning 2.16 Trillion dollars.  That is Trillion spelled with a “T”. Where is all of this debt coming from? Well, its not just your traditional mortgage debt – it is credit card debt, consumer credit debt, vehicle loans, and home equity lines of credit (HELOC’s). The potentially damaging factor in rising home equity …