Why I love Generation Z. First, who is Gen Z? Generation Z are generally accepted as those individuals who were born between 1995 and 2012. Why do I love them so much? They get it. Generation Z is ‘woke’, especially when it comes to money. I talk to a lot of different people, and the most optimism I have seen …
What is an insured retirement plan, and do I need one?
This is a topic that comes out of the woodwork, almost every three or four years. Almost like clockwork, at least since I’ve been in the business. The scenario is this, I get a call from a client or a prospective client and they proceed to tell me about this new strategy that they are being pitched that usually …
Why it is so important to get out of debt NOW
The bank of Canada gave Canadians in debt a “gift” this past week. They gave Canadians the luxury of time. But just how much time do we have? It is no secret that the Canadian economy has been propped up for many years by extremely low interest rates. Canadian consumers have been buying new homes, vacation property, vehicles, and borrowing …
Why “Buying Experiences, Not Things” Gets You Nowhere
Most of us have likely seen the saying “Spend money on experiences, not things” show up in our social media feeds. The saying is often accompanied by a gratuitous photo of a scenic landscape, or a photo of an individual facing away from the camera while they ‘gaze’ (squint?) into the distance. This saying is propagated as a holistic living …
Back to Basics – The Brilliance of Bookkeeping
Life as a business owner is exhilarating and rewarding, but lets get back to the basics for a moment. With many factors to consider, such as branding, financing, company structure, and hiring employees, it’s no wonder that bookkeeping becomes an afterthought, viewed more as a necessary part of filing taxes and less as part of an effective business strategy. Here …