Unveiling the Magic of Registered Retirement Savings Plans (RRSPs) in Canada

Curtis HaighBlog

Today, we’ll delve into the world of Registered Retirement Savings Plans (RRSPs), a financial tool that plays a crucial role in securing a comfortable retirement for Canadians. In this easy-to-read blog post, we’ll uncover the basics of RRSPs, their key features, and why they should be on your radar. We’re often asked about RRSP’s and why they should (or shouldn’t) …

Whole Life Insurance

Curtis HaighBlog

Whole life insurance, also known as permanent life insurance, is a type of life insurance policy that provides coverage for the entirety of the policyholder’s life. This type of policy typically includes a savings component, known as the cash value, which builds up over time and can be borrowed against or used to pay premiums. One of the main benefits …

Insured Retirement Plan in 2022, has the strategy held up?

Curtis HaighBlog

One of the most popular blog posts I wrote was back in 2019  explaining the Insured Retirement Plan.   It is mid way through 2022 and the markets are currently struggling under higher inflation, geopolitical tensions across the globe and the lingering effects of Covid. What about the Insured Retirement Plan in 2022, has the strategy held up? Read on to …

Confused couple at grocery store

Easy budgeting with online grocery shopping

Curtis HaighBlog

Grocery shopping has forever been a dreaded task in our household, even before we had kids. The dreaded two-hour trip to the grocery store that had to be carved out of the week was a real buzz kill for us: dragging our butts to the store, shopping, then bagging and loading the bags, coming home; and unloading them again. Not …

Couple enjoying coffee looking at laptop

Canadians are thinking about a retirement reset

Curtis HaighBlog

Canadians are thinking about a retirement reset According to a new poll by RBC dubbed the 2021 RBC Retirement Myths & Realities Poll, it states that 18% of Canadian respondents aged 50+ have now hit the pause button on retirement, with Alberta being the highest at 33%. Respondents stated that the pandemic has caused them to hit the pause button …

Saskatoon Insured Retirement Plan

What is an insured retirement plan, and do I need one?

Curtis HaighBlog

  This is a topic that comes out of the woodwork, almost every three or four years. Almost like clockwork, at least since I’ve been in the business.  The scenario is this, I get a call from a client or a prospective client and they proceed to tell me about this new strategy that they are being pitched that usually …

Why it is so important to get out of debt NOW

Curtis HaighBlog

The bank of Canada gave Canadians in debt a “gift” this past week.  They gave Canadians the luxury of time. But just how much time do we have? It is no secret that the Canadian economy has been propped up for many years by extremely low interest rates. Canadian consumers have been buying new homes, vacation property, vehicles, and borrowing …

adults walking on beach

Why “Buying Experiences, Not Things” Gets You Nowhere

Curtis HaighBlog

Most of us have likely seen the saying “Spend money on experiences, not things” show up in our social media feeds. The saying is often accompanied by a gratuitous photo of a scenic landscape, or a photo of an individual facing away from the camera while they ‘gaze’ (squint?) into the distance. This saying is propagated as a holistic living …

bookkeeping lady looking over paperwork

Back to Basics – The Brilliance of Bookkeeping

Curtis HaighBlog

Life as a business owner is exhilarating and rewarding, but lets get back to the basics for a moment.  With many factors to consider, such as branding, financing, company structure, and hiring employees, it’s no wonder that bookkeeping becomes an afterthought, viewed more as a necessary part of filing taxes and less as part of an effective business strategy. Here …